Shariah-compliant investing
Keep your broker.
Make it halal.
Mizan connects to the brokerage you already use, screens every holding against AAOIFI standards, and tracks what you owe in purification and zakat from the dividends you actually received.
Read-only access to your accounts. Mizan never sees your password and can't move your money.
Screened Aug 5, 2026 · AAOIFI Standard 21
Passes every screen. The closest is interest-bearing securities at 3.0% against a 30% limit. The share price would have to fall 90% to cross it, with no new borrowing. Mizan confirmed the ratios from the filings itself but couldn't verify impermissible income — see below.
Purification
0.8% of each dividend comes from impermissible income. Of every $100 in dividends, $0.77 goes to charity.
How Mizan screens
About Apple
Consumer Electronics
Apple Inc. is a global technology corporation that specializes in the conceptualization, production, and sale of a diverse suite of electronic devices.
Counted live from the same database the app reads. Nothing on this page is a sample.
How it works
Three steps, then it runs itself
Link the broker you have
Fidelity, Schwab, Robinhood and the rest. Read-only, through a regulated aggregator, with no password ever reaching Mizan.
Every holding gets a verdict
Each position is screened against the four AAOIFI tests, with the measured ratio, the limit, and the filing it came from shown beside it.
Obligations accrue themselves
Purification is calculated from real dividends as they land. Zakat follows the methodology you or your scholar choose, with a statement at year end.
Inside the app
Every number shows its work
A verdict you can't inspect is just an opinion with better typography. Tap any screen and Mizan shows the figure, the limit, and the filing it was read from.
A company that passes
Hikma Outlook · published research
Compliance outlook
Estimated chance it is still under its limit in 12 months
Likely between 90% and 98%
Most sensitive screen: interest-bearing securities
- Interest-bearing securities is at 3.0% against a 30% limit.
- A 90% fall in the share price would cross that limit with no new borrowing.
This is an estimate. The status above is the fact.
A company Mizan can’t fully measure
A gap is shown as a gap
Not every company discloses enough to measure every screen. When Mizan can't compute one, it says so and says which part of the verdict rests on a rating rather than on its own reading of the filings. It does not round a missing figure down to zero.
Purification, line by line
Accrued from the dividends that actually reached your account, not estimated from a form.
A ledger, not a calculator
Purification accrues from the dividends that actually hit your account, dividend by dividend, with the impermissible share applied to each. You can see every line, mark what you've given, and keep the statement.
Hikma Weekly
Research that grades itself
Published on a fixed schedule, identical for every reader. Every forward-looking call is fingerprinted when it goes out and scored in public when it comes due — including the ones that were wrong.
Fingerprinted at publication
Each issue is hashed the moment it's written. The hash is public, so nobody — including us — can quietly revise a call after the fact.
Scored when it resolves
Calls carry a horizon and a baseline. When the date arrives they're graded automatically, and the misses stay on the record beside the hits.
Open to everyone
The scorecard and the fingerprint list are public whether you subscribe or not. A record you have to pay to check isn't a record.
“A compliance status is a reading of a company's filings under a published standard. It is not a ruling, and Mizan does not pretend otherwise.”
Live now
Mizan is open
Download it, link the broker you already have, and see where every holding stands.